Independent Life & LTC Specialists | Chandler, Arizona | Licensed to serve clients in Arizona and across the United States
Legacy Funding is an independent life insurance and long-term care brokerage headquartered in Chandler, Arizona, specializing in complex case placement, impaired-risk underwriting strategy, and advisor-supported life insurance planning. For those exploring life insurance Arizona options, Legacy Funding provides tailored guidance based on your specific situation.
What differentiates Legacy Funding is not simply access to carriers — it is the underwriting strategy used to place each case. Every engagement begins with a thorough review of the client’s situation, health profile, and financial objectives before a carrier is ever approached.
Whether you are purchasing life insurance for the first time, navigating a previous coverage denial, protecting a business, or planning for long-term care, Legacy Funding brings the expertise and carrier access to get you to the right outcome.
Legacy Funding operates across three core areas that reflect the real-world lifecycle of life insurance planning.
Term life, permanent coverage, mortgage protection, long-term care, and impaired-risk placement for applicants with complex health histories.
Buy-sell agreement funding, key person coverage, succession planning, and estate strategies — in partnership with CPAs, attorneys, and financial advisors.
BGA services for independent agents — field underwriting, advanced case design, access to 30+ carriers, and advisor infrastructure through TwisterIQ.
Many insurance agencies focus primarily on product availability. Legacy Funding begins with underwriting strategy. Every case starts with a thorough review of the client’s situation, health profile, financial objectives, and timeline before a carrier is ever approached.
This is the foundation of the Life Coverage Fit Framework — our methodology for sequencing carrier evaluation intelligently, applying informal pre-underwriting before any formal application is submitted, and protecting clients from unnecessary declines on their record.
The result is a higher placement rate, better coverage outcomes, and clients who understand exactly what they are purchasing and why.
Legacy Funding is led by Matthew Mesaros, RFC®, with a team of Regional Vice Presidents serving clients and advisor partners across the country. Advisors are matched to each client engagement based on specialization, geography, and case complexity — ensuring every client receives the right expertise for their specific situation. Legacy Funding advisors are located across the United States, with leadership headquartered in Arizona and licensed to serve clients in Arizona and across the United States
Whether you are buying coverage for the first time or looking for a second opinion on a prior decline — every engagement starts with a straightforward conversation about your situation.
Book A CallLegacy Funding provides field underwriting support, advanced case design, and carrier access to independent agents and advisor organizations across the country.
Learn MoreTell us a little about your situation and the Legacy Funding team will follow up to coordinate next steps — whether you are a client exploring coverage or an advisor exploring a partnership.
Prefer to talk now? Call 480-944-1343 or email info@legacyfunding.com.
No obligation. We’ll reach out to confirm a time that works.
We’ll follow up shortly to confirm your conversation and next steps.
