Guaranteed Universal Life

Personalized permanent coverage designed to fit your needs.

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Why Guaranteed Universal Life Insurance?

Guaranteed Universal Life Insurance plans are a type of life insurance policy that offers both protection and savings benefits. This insurance plan provides coverage for the entire lifetime of the insured individual, as long as the premiums are paid on time.

Unlike other types of life insurance, guaranteed universal life insurance offers flexibility in terms of premium payments and death benefit amounts. It allows policyholders to adjust their coverage as their needs change, ensuring financial security and peace of mind.  Many plans include living benefits that allow you to accelerate the death benefit in the case of critical, chronic or terminal illness.  Chronic illness riders on GUL plans can specifically be designed to help offset the ballooning costs of long term care.

GUL and Universal life insurance in general, is highly flexible and offers options for customizing premium amount/duration, coverage timeline and multiple ways to access policy benefits while you are still alive.  With the increasing cost of healthcare, universal life insurance can help serve as a safety blanket that will be there when you need it.